Single payer, government run health care will be more expensive and will end up lowering the quality of the health care and will cost more, (for working Americans), especially with unbridled emigration with their free health care. This will do to health care what more government has done to the education system.
Time is your friend. Impulse is your enemy. -John Bogle
And I will add this - private health insurance is a mess. I am an attorney and find it way too difficult to comparison shop policies and use the medical system cost effectively. As a consumer it shouldn’t be this hard.
Not all health plans are eligible for HSA.
But that is further evidence of the unnecessary complexity. Most people don’t know about HSAs or why you would want one. You have to remember that the average American is not as smart or as experienced as you with these sort of things.