Please explain what you are referring to when you refer to the pre ex clause that was around before Obama.Originally Posted by PawDawg
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Please explain what you are referring to when you refer to the pre ex clause that was around before Obama.
The Nazis swept thru Holland, Belgium, and France in 1940, crushing all opposition. The Brits managed to save a sizeable portion of their army at the evacuation at Dunkirk. Back in England and in communication with FDR and American military planners, Churchill said, we must win in France.
Good thing they didn't follow your lousy advice with, "that particular battle is over." I'm sure the Nazis would have echoed that sentiment, "Yeah, what he said. Don't even try to retake France, it's over." It's the very thing that someone says when they KNOW that truth and justice is not on their side. Just as you socialists scream BS like "it's the law of the land." Slavery was the "law of the land" too, at one time.
Of course, speaking of the Germans, I could invoke the famous words of that world-renowned philosopher, Bluto, but I think you are familiar with that speech.
Group plans had a no pre ex clause before Obamacare.
Meaning that pre ex conditions were excluded from coverage?
When you say “group plans” what do you mean? You mean in connection with employment?
The focus has been on healthcare re: ACB's nomination. But Roe v. Wade is the Holy Grail for libs. Surely baby-killing is a major talking point for the evil left, bent on trying to deny Barrett the seat. This issue has been the rallying point for the left, for decades. Every SC justice nominee and other federal court appointments are tested against this metric. So....????
No, I mean that under a group plan (connection with employment) pre ex conditions could not be excluded.
BTW, do you feel that it's fair or makes sense for a working adult to be able to remain on their parent's policy to age 26?
What I figured. Your example for employment plans only applies to a subset of those with pre existing conditions.
I don’t think tying health care insurance to employment makes much sense. People generally need health insurance whether or not they have a job and no matter what their age.
We had decent and affordable individual health INSURANCE before Obamacare. We also had Medicaid for the low income workers who were not covered by employer plans.
Since Obamacare individual plans (not insurance) are not affordable. Example: Family of four making 60K has a premium of approximately $1800/mo. Before Obamacare, the same family could get a hospitalization plan for less than $100/mo, a high deductible HSA for $500ish, or a low dedictible with co-pays for approximately $800.
Obamacare is not affordable and the coverage sucks.
What about self-employed with no employees? Gig workers? What if they have pre existing conditions?
Not sure what you mean. Gig workers?
Under Obamacare a group plan can be as low as two workers (members) under some plans or with some insurance providers. Yes, pre-exisiting conditions are covered if they meet the company's definition of of a group plan. Example: A husband and wife owning an LLC or Corporation can set up group overage and be covered for any illness immediately. Likely two deductibles would have to be met, but it's still much less than Obamacare's marketplace crap and much better coverage.
Gig workers are people that aren’t employees but do lots of odds and ends. Many self-employed have no employees and are thus not eligible to participate in group plans.
Your husband and wife example would not past muster under most group plan requirements. Typically must have an employee that is not an owner and not a family member of an owner to qualify.
Companies use SUTA forms to determine employment. That's legit.
Some companies don't offer two person groups. Some do. Don't tell me my business. That bogus caveat you dreamed up is not anywhere in the Obamacare BS.
What caveat?
Which plan allows coverage for a business with only a spouse owner/employee?
As I said early on some companies offer two person groups. Some don't. If both husband and wife are employees of the company, Obamacare allows that they can form a two person group. No pre-existing conditions. I have companies that require 3 employees and companies that require 5 employees. That is a company restriction, not an Obamacare restriction.
Which company offers 2 person groups, where both are spouses? I am genuinely interested.
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