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Time is your friend. Impulse is your enemy. -John Bogle
Hey, it's my old stomping grounds.
Not the best representation. I have been known to bust out "the ratchet" and "the Rick James" err'y now and then, though.
"Ratchet" is urban slang for a handgun. Unfortunately, "Ratchet City" has become an appropriate nickname for the city.
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