That's what we are witnessing. Nobody will call it that (not PC), but when those trying to collect damages are denied because they did not check the TRIA box it will be even more devastating for business owners.

The original Terrorism Risk Insurance Act of 2002 (TRIA) defines a certified act of terrorism for the purposes of that Act to be
a violent act or an act that is dangerous to (I) human life; (II) property; or (III) infrastructure; (iii) to have resulted in damage within the United States, or outside of the United States in the case of-- (I) an air carrier or vessel described in paragraph (5)(B); or (II) the premises of a United States mission; and (iv) to have been committed by an individual or individuals acting on behalf of any foreign person or foreign interest, as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion.