Had you ever applied for an SBA loan, you'd know how wrong you are.Originally Posted by Guisslapp
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Had you ever applied for an SBA loan, you'd know how wrong you are.
I am not talking about those people. I am talking about those that will get disaster assistance SBA loans because they are not open for weeks and are getting no revenues.
And I am pretty sure the disaster assistance loan is not a 7(a) loan, but I don’t really know for certain.
Make up your mind. SBA loans are difficult to get even for those who have their stuff together.
Now this...
Had you ever actually been in business instead of a working stiff, you'd know that sometimes the timing is not right, but a person of integrity (which you lack) would NEVER look to blame somebody else for your bad decisions or bad luck.
I get it. It sounds like the current program is limited to those that don’t have credit and it covers debts and payroll. It is not clear from the program if you can get the loan in advance so that you actually have time to make payroll and payments on debt. I know plenty of small business owners that would have to lay people off if they lost all revenues over several weeks. When you go to the SBA disaster assistance loan forms it doesn’t look the same at the 7(a) forms.
I am not saying this SBA program is the savior for small businesses but it is something in the absence of literally ANYTHING from the federal government and our absent leader. It would be great if the federal government would provide something better, faster. Because the time to act is now, and small businesses are having to make these decisions without knowing what protection they will have.
I have plenty of integrity. I am not sure if you know what that word means.
I am not blaming anyone for someone’s bad decisions. In this particular case, folks that are shutting down their businesses are doing for the public good - not for the good of their own business. This type of disaster is manageable if people make these sacrifices for the greater good. It is entirely reasonable for our government to step up and provide a safety net for people to do what is right. Doing what you believe is right is fundamentally what integrity is about.
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Bullshit! Integrity is doing what is you KNOW it right even if it does not benefit you. It's a 180 from your goofy Trump hating platform. You are consistent with your square peg and round hole.
How is it different?
Like most liberals, your definition gives you a way out if you are wrong. You include "believe" and "fundamentally" in your definition. To know comes from the heart, which you don't believe in. If I'm wrong I own it. If your are wrong you place blame.
Not asking about that difference in the way we defined integrity. I can accept the “know” part of yours.
What I was asking you to explain is how it is 180 degrees from my “Trump hating platform.”
Integrity is not about hating Trump. It was not about me knowing Obama was a do nothing community organizer, but I didn't live my life to hate him, (like you with Trump). You live to blame this virus that your liberal friends have enjoyed on Trump. You are a sick person.
That is what you believe, but it is wrong. I don’t blame the virus on Trump. It was coming here and he couldn’t stop it. However, his response and leadership on the matter has nearly universally sucked.
Wait until your Biden/AOC/Sanders get in office. There will be lines to get food and gas everywhere being the worlds newest Socialist/Marxist blend of “government “.
Yeah, very possible. Or, just the closing of their business, which we see much more often than a bankruptcy. I am still working as a business consultant, mostly on the side. I get calls from former clients and/or from folks who are disgusted with what has happened to the Louisiana Small Business Development Center services since I left in 2016. Most of my clients never declare bankruptcy because they are dedicated entrepreneurs and don't want to wreck their credit rating. I also guide them through a softer landing if their business needs to close.
The SBA could be much more helpful to small business if it could shed its trappings as nothing more than a federal bureaucracy. But...I guess that's not possible, is it.
It isn't. It's the same type of loan program used after Katrina, the oil spill, and the vast flooding that inundated the Baton Rouge area. But it still comes with all the bells and whistles and "baggage" of any government program.
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